The Price of Admission.
Long-term investors reap the rewards of patience and consistency. Allocating a portion of your portfolio to equities allows you to earn better returns than other asset classes such as bonds, cash, and real estate.
If you want equity-like returns to help boost your portfolio and achieve your long-term goals, volatility is the price of admission.
America the Great.
In light of the recent Fourth of July holiday, it's a perfect time to reflect on the enduring strength and resilience of our nation. In today's fast-paced world, it's easy to get caught up in the media frenzy and start feeling uncertain about our financial future. But let's take a step back and remember that America has a long history of overcoming challenges and emerging stronger.
Spring Cleaning Your Finances
As spring ushers in warmer weather, it often signifies a fresh start. For many, this means opening windows, cleaning out the house, and changing out wardrobes.
While you're freshening up your home, also consider a few ways to tidy up your finances
Strategies to Avoid the Retirement Tax Bomb
Chances are, the bulk of your retirement savings are tucked away in tax-deferred accounts like IRAs, 401(k)s, or 403(b)s. But as retirement approaches, you may not realize that a portion of your account already belongs to Uncle Sam.
How to Financially Reset Amid a Major Life Change
Life is unpredictable, and it often presents us with unexpected twists and turns.
Creating a financial plan that can bend without breaking is crucial. It ensures you can navigate transitions smoothly and keep moving toward your future goals.
Defense Wins Championships
Retirement savers often make the mistake of focusing too much attention on their account’s investment returns while giving little attention to tax planning.
”Taxes could be the largest expense you have for the rest of your life.”
Understanding Apple’s New Stolen Device Protection
Protecting personal and financial data has never been more crucial.
This is highlighted in a recent update from Apple, as detailed in an insightful article from The Wall Street Journal. With the iOS 17.3 update, Apple introduces a new feature: Stolen Device Protection. This addition to iPhone security measures follows a yearlong investigation by The Wall Street Journal into the rising issue of iPhone thefts nationwide.
Are Your Mutual Funds Jeopardizing Your Retirement?
While active funds aim to beat the market, the odds and costs are stacked against them.
Over the last two decades, 94% of active large-cap funds have lagged their benchmark, the S&P 500.
Social Security: Essential Tips To Maximize Your Benefits.
While numerous strategies exist to maximize Social Security benefits, many are intricate and case specific. Here are some essential tips that everyone should know to enhance the size of their future Social Security checks.
Could Your Mutual Funds Be Hurting Your Retirement?
Regrettably, the mutual fund model is increasingly seen as more burdensome than beneficial. Many argue that has become inefficient and outdated.
Here’s how mutual funds may be chipping away at your nest egg.
Should I Rollover My Employer Retirement Plan?
When planning for retirement, it’s important not to set critical decisions on autopilot.
Learn more about the benefits of rolling over your employer plan.
Unlocking the Benefits of Roth Conversions
A Roth IRA conversion involves moving assets from other retirement plans into your Roth IRA. Learn how to convert a Roth IRA and whether it's right for you.